Despite reports that the housing market is improving, many homeowners still find themselves underwater when it comes to their homes. If you are struggling to make payments or have already fallen behind on your mortgage, it may be time to consult with an attorney to determine the proper course of action for you and your family.
The offices of JM Law can help review the terms of your loan and all related documents to assess whether they comply with state and federal regulations. In addition, our office can review your overall financial situation to determine your best options moving forward and establish a plan to help maintain a sense of financial stability.
If your home is already in the foreclosure process, challenging a foreclosure with the help of an attorney may afford you valuable time to pursue an alternate resolution.
Our office has been successful in obtaining the following results for clients: mortgage modifications and principal write-downs, negotiating reasonable repayment plans with lenders, reinstating mortgages, arranging short sales and deeds in lieu of foreclosure.
Furthermore, we can help you determine whether filing for bankruptcy may help put you in the best position to move forward following the resolution of a foreclosure proceeding.
If you or your business is facing significant financial challenges, it might be time to sit down with JM Law to discuss formulating a plan to help you get back on track.
Bankruptcy may be an option. If so, the question then becomes how to organize your assets and your debts to ensure that you are in the best position to move forward.
At JM Law we have been helping individuals and businesses restructure their finances for over twenty years. We represent debtors in bankruptcy filings in state and federal courts as well as in foreclosure and receivership proceedings. Our counsel includes negotiating with lenders to restructure loans.
Call JM Law today to discuss your situation. It's time to stop treading water and begin the process of moving forward.